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Shri Kishor Kharat
Shri. S. Ravi
Independent Director
Shri. B K Batra
Shri. Prafulla Premsukh Chhajed
Independent Director
Shri Sivaram Swamy
Independent Director
Smt. B. Krishnamurthy Director

Shri Kishor Kharat is Managing Director & CEO of IDBI Bank. Prior to the present assignment, Shri Kharat was posted as Executive Director, Union Bank of India. Preceding to Union Bank of India, Shri Kharat had an immensely successful career experience of over 37 years at Bank of Baroda. Shri Kharat has got varied exposure across various aspects of banking, including credit, international business, information technology and general administration in India as well as overseas.
Shri Kharat to his credit has the honour of establishing a foreign subsidiary of Bank of Baroda in Trinidad & Tobago [West Indies] and headed the same as Managing Director for more than three years. Shri Kharat has been a key driver for implementation of major financial inclusion initiatives and has worked closely with RBI as well as Government of India in this regard. Shri Kharat is a Member of the RBI Committee on Financial Inclusion, which has been given the responsibility of drawing a medium term roadmap for furthering financial inclusion in India. Shri Kharat is a graduate in commerce and Law and is a Certified Associate of the Indian Institute of Bankers. He also holds an Executive Diploma in Management.
He is an avid reader and an admirer of nature.

Shri S. Ravi is a Post Graduate in Commerce and a practising Chartered accountant with over 25 years of experience spanning across banking, mutual funds, home finance, venture capital funds, capital market and manufacturing sectors. At present, he is also on the board of IDBI Bank Ltd. He has served as a director on the boards of companies like BHEL and UCO Bank, to name a few. Mr. S Ravi is also a member of ICAIís Professional Development Committee, IRDAís Insurance Advisory Committee and SEBIís Mutual Fund Advisory Committee. He is regularly invited by many regulatory bodies and educational institutions to deliver lectures and presentations. Mr Ravi has also contributed a number of articles in business dailies.

Shri B K Batra, DMD, IDBI Bank Ltd., has more than 30 years of work experience. During his tenure with IDBI Bank, he has held various positions and has obtained rich experience in various areas of Banking and Financial Services, especially in Corporate Banking. Prior to his current assignment, Shri Batra has also held the position of Group Head for Infrastructure & Syndication of IDBI Bank Ltd.

Shri Prafulla Premsukh Chhajed, a qualified CA and LLB (Gen) and a practicing Chartered Accountant from Mumbai, has rich experience of more than 20 years in the financial sector. He was Chairman of Western India Regional Council of ICAI in 2007-08, and also served as guest faculty and member of various institutions such as ICAI, HR College, Indian Merchants’ Chambers, etc. He contributes to a column “Paisa Zala Motha” in Maharashtra Times on the subject of Taxation and Investments and has over 500 articles to his credit. He has appeared as guest speaker on channels such as CNBC Awaz, Akashwani, etc. for discussion on topics such as Union Budget and other related topics. He is a life member of “Haryali”, a NGO dedicated for the cause of preserving Green Environment.

Shri Sivaram Swamy, is a retired banker with over 40 years experience in banking and financial sector. He was until very recently a faculty advisor with Indian Overseas Bank (IOB) and is also a co-founder and president of Stem Outsourcing, a society of retired IOB Officers engaged in training, undertaking feasibility studies, drafting policies etc.

Smt. B. Krishnamurthy has done her Masters in Science (M.Sc.) from Mumbai University. She was Country Head and Chief General Manager, SIDBI. She had a career spanning over 35 years in IDBI (now IDBI Bank) and SIDBI, covering all areas of development in banking operations both from policy perspectives and relating to implementation aspects. She has closely dealt with Multilateral and Bilateral Agencies in close co-ordination with Government of India. Her areas of specialisation include, inter-alia, handling of Human Resources Development Division covering recruitment, training and promotion aspects; association with drafting of CSR Policy guidelines for the Bank; resource raising and management, integrated treasury operations, credit dispensation and management and Risk Management.

Independent Directors Appointment Letter